Money Saving Tip - Allowance
Do not forget to give yourself an allowance for things you enjoy. Even if on a tight budget, buy something that you enjoy, which could be as simple as buying a new shirt or grabbing lunch at your favorite café.
If you don't allow yourself this small “splurge”, you could find yourself in the same position as if dieting. Total deprivation leads to overindulgence.
A penny saved is a penny earned,
Renee
Tuesday, March 9, 2010
Monday, March 8, 2010
Money Saving Tip - Buy in Bulk
Money Saving Tip - Buy in Bulk
It is true that warehouse shopping can save a lot of money. Even if you have a small family, you can always split large quantities.
The price of items in bulk is generally a great bargain. If you are single, you might go in with friends or family on bulk items.
A penny saved is a penny earned,
Renee
It is true that warehouse shopping can save a lot of money. Even if you have a small family, you can always split large quantities.
The price of items in bulk is generally a great bargain. If you are single, you might go in with friends or family on bulk items.
A penny saved is a penny earned,
Renee
Saturday, March 6, 2010
Money Saving Tip - Plan
Money Saving Tip - Plan
Planning is a great way to save. Before you go to the grocery store, make a list and stick with it. If considering a vacation, plan everything.
Heading out with no set direction will certainly lead you to impulsive spending.
A penny saved is a penny earned,
Renee
Planning is a great way to save. Before you go to the grocery store, make a list and stick with it. If considering a vacation, plan everything.
Heading out with no set direction will certainly lead you to impulsive spending.
A penny saved is a penny earned,
Renee
Friday, March 5, 2010
Money Saving Tip - Budget
Money Saving Tip - Budget
Everyone should create a budget. If you are not sure how or just not good with money, many businesses such as H&R Block, offer free financial consulting to help you put a budget together.
Knowing where you are spending your money is by far the best way to save. In most cases, people have no idea where their money is really going and once they see it on paper, not only are they surprised but eager to change their spending habits.
A penny saved is a penny earned,
Renee
Everyone should create a budget. If you are not sure how or just not good with money, many businesses such as H&R Block, offer free financial consulting to help you put a budget together.
Knowing where you are spending your money is by far the best way to save. In most cases, people have no idea where their money is really going and once they see it on paper, not only are they surprised but eager to change their spending habits.
A penny saved is a penny earned,
Renee
Thursday, March 4, 2010
Money Saving Tip - Landscaping
Money Saving Tip - Landscaping
If you are considering creating a nice flower garden area, shopping for plants even on sale, can be expensive. Before you go out and start spending, look around to see if you have other plants that can be split from your existing flowers.
Additionally, if you have a good relationship with any of your neighbors, you might ask them if they have any plants you could use as a starter.
Another great idea is the next time you are in the market to buy a lawnmower, purchase one that mulches leaves. This way, rather than buy mulch for your flowerbeds every year, you can simply use the mulch you make.
A penny saved is a penny earned,
Renee
If you are considering creating a nice flower garden area, shopping for plants even on sale, can be expensive. Before you go out and start spending, look around to see if you have other plants that can be split from your existing flowers.
Additionally, if you have a good relationship with any of your neighbors, you might ask them if they have any plants you could use as a starter.
Another great idea is the next time you are in the market to buy a lawnmower, purchase one that mulches leaves. This way, rather than buy mulch for your flowerbeds every year, you can simply use the mulch you make.
A penny saved is a penny earned,
Renee
Wednesday, March 3, 2010
Money Saving Tip - Reuse
Money Saving Tip - Reuse
When you shop, look for items that can be reused. Rechargeable batteries are a perfect example. Even though the initial purchase may be more than non-rechargeable batteries, there is a definite savings over a long period.
Another option would be to purchase a nice artificial Christmas tree. Many of the current artificial trees look amazingly real and with the right lights and ornaments, you can change the look from year to year.
A penny saved is a penny earned,
Renee
When you shop, look for items that can be reused. Rechargeable batteries are a perfect example. Even though the initial purchase may be more than non-rechargeable batteries, there is a definite savings over a long period.
Another option would be to purchase a nice artificial Christmas tree. Many of the current artificial trees look amazingly real and with the right lights and ornaments, you can change the look from year to year.
A penny saved is a penny earned,
Renee
Tuesday, March 2, 2010
Money Saving Tip - Thrift / Surplus Stores
Money Saving Tip - Thrift / Surplus Stores
Unfortunately, thrift and surplus stores have been given a bad rap. Many of these stores are filled with hundreds of top quality items. Name brand merchandise is easy to find but just like clearance racks, it takes some time to find.
Find a thrift or surplus store close to where you live and then plan spending some time to find those outstanding bargains. One woman in Kansas City, Missouri located such a store about 20 minutes from her home. After shopping through every isle over the period of two hours, she walked out of the store with eight huge garbage bags filled to the brim with designer clothes for her and her children, many with the original tags still attached.
She even found a couple of Liz Claiborne suits for herself at $5.99 each and a Dooney & Burke purse normally valued at $225 for $19.95. Her children had an entire season of school clothes and best of all, she paid less than $200.
A penny saved is a penny earned,
Renee
Unfortunately, thrift and surplus stores have been given a bad rap. Many of these stores are filled with hundreds of top quality items. Name brand merchandise is easy to find but just like clearance racks, it takes some time to find.
Find a thrift or surplus store close to where you live and then plan spending some time to find those outstanding bargains. One woman in Kansas City, Missouri located such a store about 20 minutes from her home. After shopping through every isle over the period of two hours, she walked out of the store with eight huge garbage bags filled to the brim with designer clothes for her and her children, many with the original tags still attached.
She even found a couple of Liz Claiborne suits for herself at $5.99 each and a Dooney & Burke purse normally valued at $225 for $19.95. Her children had an entire season of school clothes and best of all, she paid less than $200.
A penny saved is a penny earned,
Renee
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